Yes, and it should, since a file named insurance certificate might be expired, for the wrong company or a different document altogether. Checking filenames gives you a false sense of completeness, which is worse than knowing the file is missing.
AI can read the document itself and check whether it is the right type, whether it belongs to the right vendor, whether the dates are valid and whether it meets the specific requirement it was submitted for. Interface’s vendor vetting reads the documents themselves for this reason, and anything that does not hold up goes to a reviewer to confirm.